Credit card disputes
By WORLDLawDirect  [September 11th, 2009]

There are two types of credit card disputes which commonly arise.

The first type involves unauthorized use of a card, when someone steals, borrows or otherwise uses a card or card number without permission.

Under the law, a consumer's obligation for unauthorized use of a card is only $50. This means, for example, that if a card is stolen, the credit card lender can only charge you a maximum of $50 no matter how much the thief has charged on the card. (Note: This limit may not apply to a "debit" card).
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Your most common questions answered:

Will filing for bankruptcy stop bill collectors from harassing me?
[January 14th 2007]

When you file for bankruptcy, an "automatic stay" goes into effect. The automatic stay prohibits virtually all creditors from taking any action to collect, unless the bankruptcy court lifts the stay and lets the creditor proceed with collections."

What happens to my property while I'm in bankruptcy?
[August 9th 2005]

Generally, after a debtor files for bankruptcy, a creditor may not attempt to collect the debts outside of the bankruptcy proceedings. Similarly, once a piece of property becomes subject to the bankruptcy proceeding, the debtor may not transfer it. In fact, some transfers, liens, or secured interests that occur prior to the proceedings may also be declared invalid.

Do I need a lawyer to declare bankruptcy?
[March 13th 2009]

A lawyer is not absolutely required, but since bankruptcy is a serious matter that will have an impact on your financial future for years, hiring a lawyer is strongly recommended. You can file for bankruptcy without a lawyer simply by going to the clerk of your local federal bankruptcy court and asking for the appropriate forms.