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Old Dec 7th, 2006, 01:12 PM     #1
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i have no job and no money and no fixed address... bill collectors are calling me constaly..(my parents) and i had a visa 5 years ago and never paid a cent on it. I used it for my rent..i had some issues with substance abuse but i am now out of rehab. will ihave to pay money or should i claim bankruptck
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Old Dec 8th, 2006, 12:38 PM     #2
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For now they will not be able to collect even if they sue you and win, so you have some time to work on solutions and find a job etc.
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