Cease letter and small claims in Alabama

This is a discussion on Cease letter and small claims in Alabama within the Small Claims Courts forum, part of the ATTORNEYS, COURTS, LITIGATION category; I had a payday loan in which I had been making payments on until the company decided what I was ...

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Old Apr 22nd, 2009, 02:03 PM   #1
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Default Cease letter and small claims in Alabama

I had a payday loan in which I had been making payments on until the company decided what I was paying wasn't enough. They started calling me at home, work, my references, etc. I sent a cease letter to them and then a few days later I was served with papers for small claims at work.l Do I have any recourse with them?
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Old Apr 23rd, 2009, 08:26 AM   #2
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Default Re: Cease letter and small claims in Alabama

You may and should appear at court. You might argue the interest was misleading and excessive and show what you paid.

Dispute the loan as fraudulent if need be and the judge may agree.
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