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08-25-2008, 11:17 PM
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1st...2nd...taxes...foreclosure maybe...help!
My husband and I owe a first and a second, and together they are more then the house is worth in today's market. I know we could walk away...but, is it possible to have the 2nd fully removed, since that morgage company violated RESPA and never informed us of who they were when they aquired our loan, then quit sending any monthly statements until almost 6 months had passed immediately making us in the rear?
Then I would also like to know how if its possible to have a 1st morgage reduced to current market values and keep our house. We also owe back taxes on the house again because the loan company failed to pay them out of our impound account....is there any legal recourse for this? We are not yet in foreclosure...but live in fear daily of it! |
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