what must be refinance in texas?

This is a discussion on what must be refinance in texas? within the Mortgages, Refinancing, Foreclosure forum, part of the Buying & Selling Property category; we have a home mortgage loan we would like to refinance...we also have a home improvement loan but we DO ...

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Old Feb 20th, 2008, 10:08 AM   #1
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Default what must be refinance in texas?

we have a home mortgage loan we would like to refinance...we also have a home improvement loan but we DO NOT want to refinance that loan. because of the Home equity refinance laws in texas *80%***we want to put our car loan and CC debt in the refinance instead of the home improvement. Can we do this...and just continue to pay the home improvment loan seperately?

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Old Feb 20th, 2008, 08:44 PM   #2
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Default Re: what must be refinance in texas?

You can use proceeds however you wish if the lender agrees...if that is what you are asking.
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Old Mar 22nd, 2008, 07:16 AM   #3
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Default Re: what must be refinance in texas?

A Mortgage Brokering is only done by an individual, associate or an independent and they should be regulated certified, well trained, and licensed. They should be accepted officially as a mortgage practitioner of a qualified mortgage agent.
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