illegal fraudulent unauthorized loan docs recored by private lender lost my home

[beatrice ohly]

in june 2007 i was going through foreclosure i received a post advertisement post card from a hard money lender do to my situation and not having very much time before the scheduled auction date to sell my home. after 3 weeks of
processing this loan the lender then said he needed $13,000.00 in order to complete this process and close escrow before the sale date. there was no way i could get that kind of money (if i had that kind of money i wouldn't need this loan) since the date of sale was only 2 days away my only solution was to file bankruptcy and that would buy me 30 days just enough time to look for another finance company. i found another finance company i qualified and the loan docs were sent to me ready to sign. when the routine title search came back the results were devastating the lender i dealt with in june had recorded an unauthorized fraudulent loan in the amount of $173,500.00 i never signed loan documents nor notarized documents my home had over $130,000.00 of equity do to that fraudulent recording i was unable to get this other company to refinance the existing loan and i lost my home i need help a.s.a.p. thank you

You may file a police report for fraud and forgery. The police will investigate and if it is indeed forged, charges may be brought.

I did attempt to file a police report, infortunately they advised me to seek legal advise first. I went to seek legal advise at our local legal aid, and once our proof of this illegal recording was reviewed, they advised us to seek for a law firm rather than an attorney. They also said we had a good win win case with a compensation for all of the hardship.

i was behind in my payments on my home due to illness, and got a visitor saying they were buying my home and i needed to move out. I had no choice in such a short time but to use a private lender. my home was nearly paid off. the deal was for a second loan of 16000.00 which working overtime on mine and my husbands i would have paid off in a year - he gave us 2. after a month he bought the original loan for 35000 and combined them at 17percent and it ruined my chance of paying off the 2nd. he then told me that he had to change
the tax records because of it being a second home and that payment went up triple. i have been trying to save this for several years. got sick again and am 2 month behind and he is threathening that i have to pay the 2 monthes (no doubt) and all the years of his property taxes and insurance to cover the home. lost- no where to go- no money to do it with after i became well my company that i did well with in sales laid me off. is there any hope
DESPERATE - WHEN THIS STARTED MY HOME WAS WORTH 200000 AND ONLY OWED 35000 NOW IS ONLY WORTH 80000 DUE TO MORTGAGE CRISIS