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Mortgages, Refinancing, Foreclosure All matters concerning mortgage foreclosure law and refinancing.

Refinance with wife?

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Old May 23rd, 2007, 08:18 PM     #1
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Confused Refinance with wife?

I'm in California, I have owned this house before we were married. I want to refinance it, the lender is saying that she, my wife, has to sign her name to the deed/mortgage and that it is a state law. Please note, I have already refinaced this same property, in california approximately 3 1/2 years ago without her signature on anything. Have the laws changed in these 3 1/2 years? Is she required to sign anything?
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Old May 24th, 2007, 06:37 PM     #2
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Default Re: Refinance with wife?

Most lenders require it to avoid problems; it is not an absolute law to our knowledge--ask them for the actual law to review...
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