modification

[karenste]

My duaghter has a variable mortgage that goes up next year, so has always been current on her payments, when they started the home modifcations an attorneys office in California called her said they could work with her mortgage company and do a mod to get her a lower fixed rate, they charged her $2400.00 and told her to stop making her payments, she check them out, they seemed to be legitimate, so she stopped her payemnts, then her mortgage company said if she didn't pay they would foreclose, they said they could modify her loan,put her on a payment plan to pay back the 2 months she missed, now because she is only behind one month they said she can't modify, her credit shows she is behind so now she can't refinance, her repayment payments are now more than she can afford, but she thought she was going to get a lower rate so she agreed, can she go after the attorney's office that told her to stop making her payments and for the money she paid them, and for lying to her? whay recourses does she have?

She can yes...take them to small clams if you feel they were acting deceptively or fraudulently--

[karenste]

Can I sue if I am in Utah and they are in Califonia?

You can sue where they have any office you dealt with.