Can husband refinance home without her consent?

This is a discussion on Can husband refinance home without her consent? within the Mortgages, Refinancing, Foreclosure forum, part of the Buying & Selling Property category; I was married in June 5, 2006 (2nd marriage for both of us). My husband bought our home that we ...

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Old Jun 24th, 2009, 09:29 PM   #1
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Angry Can husband refinance home without her consent?

I was married in June 5, 2006 (2nd marriage for both of us). My husband bought our home that we currently live in. He closed on in May 18, 2006. We moved in after we married. He put the house into a revocable trust June 30, 2006 and is now re-financing the house WITHOUT my name on any of the paperwork. He says that because it is in a trust, I don't need to be on the loan. The trust is set up to benefit his family and does not show me receiving anything. Can the new mortgage company do anything to him if I alert them that he lied on the paperwork...that he is married? I put down $25,000 towards the house and it seems to me that he is trying to pull the wool over my eyes?! I would think the mortgage company would try to verify the validity of the info he is giving to them, ecspecially in this economy. With the mortgage being in a trust that he set up after we married, I would think that the trust would be void since he lied on the paperwork, stating he was "a single, unmarried male" on the trust paperwork. I live in OHIO. Thanks!
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Old Jul 30th, 2009, 03:31 PM   #2
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Default Re: Can husband refinance home without her consent?

Wow.

Call the mortgage company he's doing business with and fax them a copy, or rather, let them know that your name is on the deed. He needs your signature to remove your name from the deed before he can proceed.

If he put the property into his trust and your name was on the deed, it means nothing. You are still a joint tenant and he cannot sell off your interest without your knowledge or consent.

Get yourself to an attorney quickly. This man is committing fraud. And make sure his mortgagers know that your name is still on the deed. Do it quickly before you lose your investment.

And while you're at your attorney's, have him/her draft up divorce papers immediately. This man has, in record time, shown he's incapable of being married. Get out now. It's only going to get worse.

And yes, he is trying to pull the wool over your eyes. Beat him at his own game.
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Old Jul 31st, 2009, 12:05 PM   #3
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Default Re: Can husband refinance home without her consent?

That is fraud I agree!
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