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| Mortgages, Refinancing, Foreclosure All matters concerning mortgage foreclosure law and refinancing. |
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Jan 17th, 2007, 01:53 PM
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#1 |
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Junior Member
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Jan 22nd, 2007 09:38 AM Join Date: Jan 2007
Posts: 2
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Refinancing Laws in Texas
My boyfriend and I purchased a home together in May of 2006 in Houston, TX. We have since broken up and I no longer want to live with him. Neither of us want to lose the house, but he can not afford the house himself, so I was pursuing refinancing my home with just myself on the title. But I was informed by a mortgage company that there is a law in Texas that states you can not refinance within 1 year of purchasing. If this is true, is it possible to petition a court to allow the refinancing due to the situation. Also, what are my options as far as legally having my X removed from the residence, even though he has 50/50 ownership of the property.
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Jan 18th, 2007, 11:41 AM
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#2 |
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Posts: n/a
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Re: Refinancing Laws in Texas
If two or more owners cannot agree on what to do with a piece of property they may petition the court and the court will order a sale or refinancing etc. so that the one or more may get out of the property obligation and/or the other(s) may keep it etc.--it is often done--
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Jan 22nd, 2007, 09:38 AM
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#3 |
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Junior Member
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Jan 22nd, 2007 09:38 AM Join Date: Jan 2007
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Re: Refinancing Laws in Texas
How is petitioning the courts generally done?
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Jan 22nd, 2007, 04:11 PM
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#4 |
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Posts: n/a
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Re: Refinancing Laws in Texas
You normally have to file a complaint in court; it helps to have a lawyer involved frankly.
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Dec 19th, 2007, 07:50 PM
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#5 |
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Posts: n/a
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Re: Refinancing Laws in Texas
Probably I can help you with something ... need couple of details ... i am for the past couple of years dealing in TX ... i am a loan officer ... write to me niraj.jha2005@gmail.com
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