CA. R.E.?About 4closure fees...

In 12-2003 we bought a new home,our loan was through New Century Corp.,which btw,is in turmoil,well tht same month i lost my job

but by tht time they sold or had serviced our loan to PCFS Mortgage Resources,who by surfn the net has been pretty shady,but i

wrote a letter to them right away stating my unforseen hardship and a need for a workout/forbearance or anything else tht could b

done to get us through this time,w/no solutions offered to us,well b-4 we got this house i sold my other home but in trying to buy

the other joint owner out of tht one i screwed up my credit by shopping for a loan evrywhere so my score was dinged to where i

cldnt refi so i we sold,but anyhow i cldnt qualify for the new house as well so we didnt put no $ dwn so my fiancee' using my and

her income she was able 2 qualify and she added me to title after clsing,i supplied $ for everythng but of course they wanted

shwing it came from her,but anywy no wrkout from lender,they said they were just servicing the loan and to call their parent co.

Provident,which is i guess who bought loans from NW Centry,and again nothing came out of it,but may i add tht when escrow closed

we had an impound acct.for taxes&insurance and if im right thought reserves were put in there at tyme of closng 2 pay the 1st

yr.?sound right?but after loan was serviced by PCFS $ wasnt there so werent able to pay taxes at the time and had a supplamental

tax bill along with tht,so we were able to make paymnts for a while due to me having $ from previous sale of other home in which

was about $40000.00 is what i had left when we moved in,well evntually tht depleated and so we scrammbled to refi but didnt cuz it

was 2 shady and in order to do tht i wouldve needed 2 sign my name off so would be clear title,nooowaaay,nor would they let us

look over the docs b-4 signing which we didnt find out any of this till they came to hve us sign,my girl was pist cuz i refused to

sign,but she got over it,lol,so by this time PCFS wasnt handling our pymnts any longer,Litton Loan was and by the time we knew who

they were we found out through a Notice of default and one for the 2nd,and received these a couple more times and they were

recorded in our county,i looked up the docs online,then notices of substitute of trustee came,well we put the home up 4sale

through R.E.agent n was on the mrkt 4 a few months b-4 it was sold,may i ad tht we hadnt payed a pymnt 4 about a year,and they

didnt 4-close,so we got our equity or what was left shall i say,$ to pay off 1st&2nd,27000 in back paymnts,25000 to

realators,prop.taxes,13000 in prepay penalties,etc.,and here is my question:like between 6-10000 in foreclosure fees,but our house

didnt foreclose,all tht was done was the docs filed at the county,is this amount of fees normal and shouldve we had to pay this

much?i could see maybe a small portion but not tht much?And if excessive is there any recourse for any of this?And i know of a

class action lawsuit right now against PCFS 4 logging in pymnts late when they werent,remember we sold in aug.-2005,and if so,has

Statute of limitations run out,and who should this matter be taken to?
thank you in advance
Andy