2 Renter's insurance Policies.... Good or Bad?
This is a discussion on 2 Renter's insurance Policies.... Good or Bad? within the Landlord vs Tenant Issues forum, part of the REAL ESTATE & PROPERTY LAW category; I currently changed my renter's and car insurance. My car insurance was at it's end date, so that was no ...
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#1 |
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Junior Member
Join Date: Oct 2007
Posts: 5
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I currently changed my renter's and car insurance. My car insurance was at it's end date, so that was no problem, but now I have 2 Renter's INS policies, making the total 4 policies. I also insure my mom's home. Other than being ridiculously cheap, is there any benefit from having 2 policies? Is it even legally acceptable to have more than one policy?
Thank you in advance, SIW9 Last edited by SenseIwas9; Nov 25th, 2007 at 09:54 AM. Reason: grammar |
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#2 |
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Top Level Member
Join Date: Jul 2007
Location: southern OH
Posts: 584
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I don't know what benefit 2 policies could be. They will, no doubt, fight amongst themselves to see who has to pay off if you should file a claim. This may be more trouble than its worth. I have experienced this when being covered by 2 health insurance policies. Even when told which is the primary insurer and which is secondary, they fight paying claims on the hope that the other will pay it. This results in the bills not being paid and the billing office being frustrated by the insurance companies.
I would contact the old company and cancel that insurance and ask for a refund of the balance on the account. Unless their coverage differs in what they will pay for, one insurer is enough. |
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