Pathway-2-Prosperity - Pathway-2-Poverty - Pathway-2-Ponzi

Originally Posted by Unregistered

I'll tell you what a "SCAM" is the US banking system! I just look at my monthly statement:

Checking rate of return was 0.05% so I made about $0.77!

Saving rate of return was 0.20% so I made about $1.74!

I am glad I found P-2-P Network and no they haven't scammed me they have paid me exactly what they said they were 160.2%. My account is maxed and guys that talking about scam just don't no what going on.

so what exactly is going on? enlighten us. Why haven't you been paid? In the last 50+ days. And why is the program under investigation? If they do not need new members to pay you, where are they getting the money from? Is it a coincidence that as soon as people started to call it a scam, and less members began to join, they payments began to slow way down? Please answer me this...

Originally Posted by Unregistered

so what exactly is going on? enlighten us. Why haven't you been paid? In the last 50+ days. And why is the program under investigation? If they do not need new members to pay you, where are they getting the money from? Is it a coincidence that as soon as people started to call it a scam, and less members began to join, they payments began to slow way down? Please answer me this...

Okay lets try to enlighten your tiny rat brain (or what you have left of one).
The reason the payouts have slowed down is because people are trying to cheat the system and its causing problems. It happened before and the payouts caught up again. That should say something. Also, they are running a business here. There is a lot of work involved.

The program has been under investigation ever since jealous people like you have been complaining. But no one has been able to touch them so far.

We do not need new members to join to pay us back. Does it matter what P2P is investing in as long as the promises are kept?

I don't understand your last question. For one, people have been calling it a scam since the beginning. And what makes you think that less members are joining? Do you know that for a fact? Because I do know for a fact that folks are reading thru these posts and signing up for P2P because you naysayers make it so obvious that its legit!

Originally Posted by Unregistered

so what exactly is going on? enlighten us. Why haven't you been paid? In the last 50+ days. And why is the program under investigation? If they do not need new members to pay you, where are they getting the money from? Is it a coincidence that as soon as people started to call it a scam, and less members began to join, they payments began to slow way down? Please answer me this...

If you want to no what's going on you have to become a member it's that simple! I was paid yesterday 8/14/2008 $00,000 a big one! Do you ask your bank where they get the money to pay you that small interest? Enough enlightening want to no more join would not want you to miss out on this prosperity! INVESTIGATION PLEASE!

Scam??? I was just paid $32,000 on Thursday. You don't know what your calling a scam!!

Originally Posted by Unregistered

Okay lets try to enlighten your tiny rat brain (or what you have left of one).
The reason the payouts have slowed down is because people are trying to cheat the system and its causing problems. It happened before and the payouts caught up again. That should say something. Also, they are running a business here. There is a lot of work involved.

The program has been under investigation ever since jealous people like you have been complaining. But no one has been able to touch them so far.

We do not need new members to join to pay us back. Does it matter what P2P is investing in as long as the promises are kept?

I don't understand your last question. For one, people have been calling it a scam since the beginning. And what makes you think that less members are joining? Do you know that for a fact? Because I do know for a fact that folks are reading thru these posts and signing up for P2P because you naysayers make it so obvious that its legit!

Oh yesssss. Now it all make sense. I am so jealous that you are making money off of a scam that i can barely sleep at night. You're delusional. Please stop comparing this ponzi scheme to a regular business because if it WAS a business and they were 55+ days late on paying people back there would be consequences. Also, they would be accountable for the way they make their money...AND their "CEO" wouldn't disappear into thin air when he couldnt pay you back...only they are not a business, so lets not get carried away.

The tragedy however is not just in the fact that so many people were taken advantage of--people that thought that this thing would go on forever and ever--and had no idea that it was a scheme. The tragedy is in the fact that even after not being paid, and having to ask someone to let you put more of your money into a scam, and being threatened with the termination of your account for doing anything less than redundant, passionate cheerleading--even after all that you would rather call me a "tiny rat brain" than face the facts. That is all your choice--I just don't want you to begin to believe that your comments, or action even border the line of clever or useful. This is a Message Board dedicated to the fact that P2P is a scam. It is help others make informed decisions...why would you come here and think you would read happy testimonials and praises. That alone speaks volumes of your intelligence. To answer your question YES, i care what my money is invested in regardless of what the return is. Do you care that if your money is being invested in criminal activity, you will be held liable?



As for the guy that says he made $00,000 dollars on 8/14/2008, are you aware that really just means $0? Go tell of your infinite returns to a group that cares. You're all washed up here.

Thought I would Post this here for all to see also, since the P2P website says they are specifically not a H.Y.I.P...i would like to show the deifnition of one...let me know if you see any similarities...

A High-Yield Investment Program (HYIP) is a type of scam. At one time, it was used to refer to an investment program which may have offered a high return on investment. The term "HYIP" was abused by the operators of scams to camouflage their scams as legitimate investments. Due to this overuse by the operators, HYIP has become synonymous with scam or Ponzi scheme. The usage of the term has evolved to refer to a kind of Ponzi scheme that recruits "investors" through the Internet.
Contents


* 1 Overview
* 2 HYIP participants
* 3 HYIP monitors
* 4 Rationalizations
* 5 Social aspects
* 6 HYIPs indicted or under investigation
* 7 See also
* 8 References
* 9 External links

Overview

Some investigators believe that the majority of HYIPs are Ponzi schemes, in which new participants provide the cash to pay a profit into existing investors' accounts. However, as there are no formal statistics available about the HYIP sector, much of the material in this article is based on anecdote and conjecture.

HYIPs are able to succeed in collecting large sums of money for the operators because the initial payoff to first and second round participants helps the scam to continue spreading by word of mouth as long as new participants are found and/or old participants leave their money in the scheme in hopes of gaining interest on their principal payment. Participants are usually presented some form of an appeal to emotion or faith that the HYIP will help them achieve quick financial freedom.[1] HYIPs may also mirror Pyramid Schemes by offering current investors incentive commissions, for example 9% of current investment, to recruit new investors.

The introduction of e-currencies in the late 1990s made it possible for HYIPs to operate on the Internet and across international boundaries, and to accept large numbers of small payments. HYIPs usually accept payments by either e-currency, like e-gold, Liberty Reserve and INTGold (now defunct), or use specialist third party payment processors like AlertPay, SolidTrustPay, CEPTrust, TriStarMoneyChangers and StormPay.

The largest documented HYIP scam was OSGold, founded as an e-gold imitation in 2001 by David Reed. OSGold folded in 2002. According to a lawsuit filed in U.S. District Court in early 2005, the operators of OSGold may have made off with USD $250 million[2].

CNet reported that:

At the height of its popularity, the OSGold currency boasted more than 60,000 accounts created by people drawn to promises of "high yield" investments that would provide guaranteed monthly returns of 30 percent to 45 percent.

The second largest documented HYIP was PIPS (People in Profit System or Pure Investors).[3][4] The investment scheme was started by Bryan Marsden in early 2004, according to the Wayback Machine record of pureinvestor.com, and spanned more than 20 countries. PIPS was investigated by Bank Negara Malaysia in 2005 which resulted in Marsden and his wife being charged in a Malaysian court with 97 counts of money laundering more than 77 million RM, equivalent to $20 million.[5] Even after these charges were brought forth, many of Marsden's followers and investors continued to support him and believe they would see their money in the future. This type of rationalization and denial can often be seen on many HYIP forums.

HYIP participants

As can be readily determined from perusing various HYIP monitor forums, a large number of HYIP participants continue to participate in new schemes after they have already lost money in schemes that folded. The fact that most of the programs are labelled "scams" on the HYIP monitor boards (see below) suggests that many of the participants are aware of the risk and know that most HYIP's are fraudulent but choose to put money in the programs anyway.
HYIP monitors

HYIP monitors, or HYIP listing/rating sites, are personal or commercial websites that list and/or promote HYIPs for referral commissions. The monitor charges each HYIP a listing fee which is usually then invested into that program, although there exist free listings and occasionally monitors which invest their own money. The monitor then labels the HYIP as "Paying" or "Not paying/Scam" depending on whether interest is received within the terms specified by the program. Monitors also allow other HYIP investors to rate and comment on the programs, based on factors such as promptness of payouts and responsiveness of the HYIP administrator. Programs with higher ratings achieve higher rankings on the monitor sites, which coupled with a "Paying" status may entice more investors who rely on the monitor.

In some cases, HYIPs may only pay monitor sites to keep their "Paying" status visible, but do not pay other investors. As HYIP monitors are not affiliated with the HYIPs themselves, they are unable to prevent investors from being scammed; they neither help to recover lost funds nor track down the scammers. Promoting or perpetuating Ponzi schemes is a criminal offense punishable by jail terms or fines in most countries. That the monitor sites place disclaimers saying that they "do not promote the programs advertised on their website" does not absolve them from criminal liability.

In order to generate a "paying" status early (so that future visitors will see it) and maintain it for the longest possible time, newly opened HYIPs list their site quickly as well as constantly pay monitors their interest on time. Added to the fact that many monitors invest the listing "fee", and that a commission is received on each deposit made by people who visit the HYIP via the monitor, they are the most likely to profit when a program runs out of funds.

HYIP owners can manipulate monitors and forums, by paying people to comment positively or by using a range of IP addresses or proxy servers in different locations so that "paying" votes appear to come from around the world. This allows the HYIP to rise up the rankings more quickly than others, giving participants a false sense of security. Additionally, even if they know it will scam in the future, some participants will also rate new HYIPs positively until the HYIP stops paying, because they want more people to invest after them in the hopes that the program will last longer. Future scammers can also build up a good reputation on forums for a large payoff once most forum members trust them.

The problem is seen as many monitors appear only to make certain programs more acceptable and trustworthy.


Rationalizations

Often HYIPs will claim that they make money through non-existent yet plausible means, playing to people's gullibility or ignorance on the subject. In the case of the prime bank scam, many people were led to believe that they were buying banknotes in a clandestine organization called prime bank. Other HYIP scams claim that they use special software or algorithms that have the ability to forecast markets in order to make money.[6]

Social aspects

HYIPs generally appeal to emotions of investors who are looking for quick cash. Unfortunately, often those who play become part of the scam. They are encouraged to promote it in order to receive payment on their investment. In this aspect, it mirrors a Pyramid scheme in that users must recruit others in order to profit.

Originally Posted by Unregistered

Does it still hurt when Nick and Kent shove their hand all the way up your ass to work your mouth like that or are you used to it now? LMAO

Wait, let me guess....... Nick is working on a big deal with his good firends Richard Branson and Ingvar to open a flying IKEA store with casino inside??? LOL

I guess there is no reasoning with an IDIOT!
Sorry I tried!

Originally Posted by Unregistered

Oh yesssss. Now it all make sense. I am so jealous that you are making money off of a scam that i can barely sleep at night. You're delusional. Please stop comparing this ponzi scheme to a regular business because if it WAS a business and they were 55+ days late on paying people back there would be consequences. Also, they would be accountable for the way they make their money...AND their "CEO" wouldn't disappear into thin air when he couldnt pay you back...only they are not a business, so lets not get carried away.

The tragedy however is not just in the fact that so many people were taken advantage of--people that thought that this thing would go on forever and ever--and had no idea that it was a scheme. The tragedy is in the fact that even after not being paid, and having to ask someone to let you put more of your money into a scam, and being threatened with the termination of your account for doing anything less than redundant, passionate cheerleading--even after all that you would rather call me a "tiny rat brain" than face the facts. That is all your choice--I just don't want you to begin to believe that your comments, or action even border the line of clever or useful. This is a Message Board dedicated to the fact that P2P is a scam. It is help others make informed decisions...why would you come here and think you would read happy testimonials and praises. That alone speaks volumes of your intelligence. To answer your question YES, i care what my money is invested in regardless of what the return is. Do you care that if your money is being invested in criminal activity, you will be held liable?



As for the guy that says he made $00,000 dollars on 8/14/2008, are you aware that really just means $0? Go tell of your infinite returns to a group that cares. You're all washed up here.

Sorry typo: $39,000 after processor fees!

I am going to put this request for help in here hoping that some of you may be able to aid us in feeding the horses. We are very confident in P2P and we know in time it will get back to its normal routine. But, until then we have a lot of rescued horses here that are in need of food just to survive. Under normal circumstances our P2P takes care of them just fine and will again in the future. Yes, that is what our P2P is mainly used for, and it is what we do. We save horses, from the very young, only days or weeks old, to the very old, those just need love and a place where they can just be horses and live out their remaining time on earth. Our future hopes are to expand the horse therapy aspect of this. Currently, we have one disabled person that comes here 3 times a week to spend time with her favorite horse.

Right now, as we wait for our pending to pay out, we are out of funds. Earlier I had asked if there was any person with money who could lend against our pending but no one came forward. Yes, there were some who jumped right in and helped with their donations to help save 4 small baby’s and a mom from the killer buyers, and even a very nice person who loaned us a small amount to help to save and feed them, which we paid back, To those people, I again, say thank you so much with out you they would not have made it. They are all doing just great.

Now I will just ask again if any person can donate, or loan any amount to help feed them. If you can help just PM us we will give you our paypal account and or our STP account. With your help we can keep doing what we believe is right. You see they can not help themselves they need us and that includes you.

To those who like to jump me. NO this is not a negative post in any way. We feel very positive about P2P and what we do. Any time I have been a bit negative in here it was not for me, or really directed at any one person or group, but out of worry for my 4 legged friends. If you could look into their eyes you would see what I mean.

Oh yes, one other note to those who always ask how they are all doing. We had to have one of our friends put down yesterday. The Dr said after all the care and the great improvement he had made, he then had a stroke which left him unable to get up from the laying position by himself. I helped him get up for 2 days and nights about every 1 to 2 hours so he could eat and drink, but he just could not improve or get up any more in the end. So may he rest in peace, he will be missed.

Thank you for your time and good wishes.

Kent BLACK"s BS to ST NICK........... ..................

Over the past few weeks a number of programs that I have been monitoring decided to change their terms and their percentages that they were giving the members. These were all sites that were open for a while and seemed to be strong.

But they all sent out these nice little emails saying they had to lower the percentage to save the site etc.

What do you think about that? I am one that thinks saving the program is good, but to shift in the middle is bad. If I wanted to have a variable ROI then I would have joined a variabel ROI.

To me it shows lack of vision, organization and perhaps a lack of a long term goal. It also shows a lack of respect to its members. They can put out all the polls they want, but the truth is, most people do not vote in those. It is a very bad way to find out the true heartbeat of your site.

One big site that changed everything around recently went from a decent percentage to 1% for 365 days. Now you can say well you will get a great income from this one etc. etc. etc. But that is not the point.

Anyway, I am rambling. So what are your thoughts?


STNICK'S BS to KENT BLACK....................

Hey There Robert,

It's Nick here from "P-2-P Network". Just thought that I would "throw my 2 cents worth" in here !?! Robert, above you asked "what our thoughts" were, so here are my thoughts; "There is really ONLY ONE thing that comes to my mind, when I see such actions from an Admin, and it is a relatively simple thought ...... Is it REALLY for the Good of the Program, or could it quite possibly be that the Admin's pockets aren't growing QUITE QUICK ENOUGH" !?! Don't take me wrong here, I am NOT BASHING ANYONE or ANY PROGRAM in PARTICULAR ............ I am simply relaying "MY THOUGHTS" as asked above !?!