Health Insurance Question
This is a discussion on Health Insurance Question within the Insurance Issues forum, part of the ACCIDENTS, PERSONAL INJURY, INSURANCE category; Is it legal to have your own health insurance through your employer as well as being on your spouse's employer's ...
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Health Insurance Question
Is it legal to have your own health insurance through your employer as well as being on your spouse's employer's health insurance plan?
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Yes. One is primary, one is secondary. Primary is usually whose birthday comes first in the year.
The birthday rule only applies when there are dependants involved. The primary insurance is always the insurance for the company you work for. If your spouse has his/her own coverage, there health insurance from their company will be their primary and yours will be the secondary. |
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