Question regarding landlord homeowners insurance
This is a discussion on Question regarding landlord homeowners insurance within the Insurance Issues forum, part of the ACCIDENTS, PERSONAL INJURY, INSURANCE category; During the last few weeks, there have been a string of car stereo thefts in the parking lot of my ...
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#1 |
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Junior Member
Join Date: Mar 2008
Posts: 1
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During the last few weeks, there have been a string of
car stereo thefts in the parking lot of my apartment complex. Sometime last week, someone attempted to steal the stereo out of my neighbor's car, but was unsuccessful. Somehow my neighbor decided they "knew" the crooks would come back, so he staked out his car with a loaded gun. At approximately 4:30am last Friday morning, the thieves showed up. My neighbor confronted them, and a gunfight ensued. Nobody was hurt as far as I know, but during the course of the fight the thieves rammed my car and destroyed it. The car is worth approximately $2,000, and the damages far exceed it's value. I only have liability insurance on my car so that will not cover the damage, and I do not have renter's insurance. A person claiming to be a lawyer online advised me that it's possible to claim the damages to my car with my landlord's homeowners insurance. My question is whether or not property owners are required to carry such coverage (it's a very large property owned by a large rental company), and if so how can I go about filing such a claim. Any other information you could give me would be much appreciated as well. Thank you very much BTW, I'm in Nevada. |
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#2 |
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Top Level Member
Join Date: May 2007
Posts: 943
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Not sure that the landlord is liable here--but the gun-toting person sure is. That is not legal to sit out with a gun and wait like that.
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