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widow needs help with pay-out price

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Old Dec 12th, 2007, 10:22 AM     #1
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Confused widow needs help with pay-out price

I have been a widow for a little over 3 years now, My husbands workman’s comp co. is asking me to give the a price for a pay out / pay off. I am 38 years old our 3 children are all of age now. How do I base the price? They did give me an offer that would be about 8.5 years of payments. I told them no. & give them a price for about 24 years of payments and they said no. I am living day to day try to keep my house & help my kids become adults on there own and I am now a mommom, so a pay out sounds good but I have to think about down the road to. The workman’s comp co told me to go to a workman’s comp lawyer. I am not paying lawyers to do no more for me, I had to get a lawyer for his life insurance and in the end I got 1/3 of the policy that we paid for years the lawyers got more then I did. I just need to know the steps and amounts on how to base a fair price to the workman’s comp co. What all to consider before I give a price to them. They tell me we can come to an agreement with out lawyers. I am tired of trying to keep things afloat it seems everything has been a fight since he has been gone. I could go on and on, Thank you for any input you may have to help.
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Old Dec 12th, 2007, 11:51 PM     #2
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Default Re: widow needs help with pay-out price

A workmans comp lawyer will often only charge 10% of what you collect and that is well worth the price
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Old Dec 13th, 2007, 08:40 AM     #3
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Confused Re: widow needs help with pay-out price

10% is well worth it, But in my area the fees i have found are 20% of the pay off. Right now it can just be an agreement no court no work needed. I just need some info on how to come up with a fair price. What is the pay-off amounted based on.
Thanks for any input.

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Old Dec 15th, 2007, 05:47 PM     #4
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Default Re: widow needs help with pay-out price

Not sure in your situation but often the lawyers will take only the percent of the amount over the offer you have already.
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Old Dec 16th, 2007, 02:13 PM     #5
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Exclamation Re: widow needs help with pay-out price

Take what they offer, Because if you get a lawyer and they'll get you more then there offer. BUT after a lawyer gets there fees you may end up with less then what they offered.
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