No health ins and no income on er visit day but got health ins on date of operation.

From Rochester ,New York. My story is this, I was seen at the ER Dept one day in August of 2008 and the bill was reduce to some thing much more manageable for me as Jan 2009. It was about $5200 and was reduced to about $500.00 for the ER visit. I had no health insurance on the ER visit that day and no income for the last couple of years. Since I had no income I was also taken as dependent on my parents federal income taxes in 2007.

Now, on my follow up visit for an operation that was needed in Sept 2008, as I had obtained health insurance that took effect in Sept 2008, but this did not cover the operation as the health insurance company said it was a pre-existent condition and the hospital tried to bill the insurance company and could not, so the hospital sent me the bill. I gave the hospital the paper work that they wanted for Financial Assistance . That was my parents income statement for 2007. My parents never signed anything to pay the pay this bill or the other above , as I am over 30 years old. The hospital now has told me that I was denied any Financial Assistance for the day of the operation which amounted to about $6000. They told me to keep my health insurance as this would help with Financial Assistance . Clearly being claimed as a dependent and having health insurance did not help in this instance . They stated that I was denied for the reason " Primary Insurance and Income exceed Financial Assistance Guidelines. The great difference here is now I had health insurance . How could doing what they say have such a negative result for me ??? I know that one needs health insurance but the health insurance is being paid by by parents and not me and we can't afford the huge hospital bill and the health insurance . The hospital did not state that my parents owe on this bill but clearly the hospital is using their income to figure the bill for this second instances and not the first above . HELP ME ! Can the hospital get away using my parents income and not mine to figure Financial Assistance on this occurrence ??