adhesion contract/settlement attempt

several issues with a CC co. that I tried to settle while owing them $6500ish they finally tell me its been sent to collections but wont tell me who to call about it just they will get ahold of you. Almost 2 years of this and I call and ask fine how much to just settle this thing if you wont tell me who to pay so they tell me $10,879 as a 70% settlement offer of course i say "thats not good enough" eventually they hang up on me. So I decide to attempt and "adhesion contract" cause Im an idiot mind you. I sent them an official check for $7781.00 and a neatly worded contract saying this is my offer if you like it cash the check so they did!! Im happy thinking they got fair pay and its finally over right?! Nope now they are reporting that I owe them over $9000.00 and has been charged of etc. I even intiated disputes with all three bureaus sending them proof of the contract and check cashing including certified mail proof of reciept. I am currently filing complaints with the WA state attorney general also to attempt to finish the issue. While admit my contract was in my favor I looked at my old bill before all these fees and that was the number before they went sans contact. So it seemed fair what should I do now?????

nobody knows???

[annjd]

They have to see and agree to those words and not all courts will make that binding.

But you may take them into court and try to show they agreed and sue for damages for their continuing reporting of this etc.

You may want a local lawyer to review what affect that check and the words really had under local law.

contract very clearly stated if you cash this check then you are agreeing to these terms and any other use of this check will be considering breach of contract and will be pursued as such

I imagine that would be concise enough??

Well Citibank wont responmd to the AG office either? They have ignored there letters now twice

So apparently CITI did knock the balance WAY down but Im not sure to what as we pulled credit yesterday and now it shows a balance of $191.00 I geuss thats better than $9000 So after an hour on hold I get some CSR and ask why they are in breach of contract so she informs me she is writing down all my threats. LOL How is asking why you are in breach of contract a threat?? But whatever she says I can call back in a week for an answer. The legal dept will review and notate the file and then she can read me their notes LMAO Has it really gotten this pathetic??

Speaking of pathetic how about this website?? I only posted this on here to see if I got a good answer so I could hire you to fix this. Apparently its not something your capable of fixing??

connect to the lawyers directly if you want to have somebody intervene

most general commentary & pointers here

[if you cash this check then you are agreeing to these terms and any other use of this check will be considering breach of contract and will be pursued as such]

that is not binding in many jurisdictions by the way...or everybody would be writing everything all over those checks,

After 2 years of attempted contact all I was ever told is "its in collections, they will call you" Therefore the adhesion contract was the only choice I had left.
Its kinda stupid that the consumer has to follow the law but the CC company can bend as far as they want because the average person doesnt take them to court and force their hand.
Interestingly enough after they ignored the AGs office they apparently dumped about $9000 of the debt leaving a balance of $191 So I wonder what agreement made them do that????

Fact is in WA that is a fully binding contract and they know it!!
My wife got ahold of some group of some sort and they will be handling it for free! As they have never heard of any situation quite like it LOL

As there were some new details added after another call the other day.

keep the attorney general's office informed too as they can always jump in