Judgement enforcement

I have a judgement against me that was awarded back in July. The total now including interest is 1600. A college I was attending charged me 500.00 to retake a class because an instructor failed to change an incomplete to a grade before time ran out. I fought and fought it but had to pay to take the class again. I did not have the tuition money at that time so I signed a promisary note for it. The rest of the money they say i owe comes froma computer laptop rental that we had to take out if we were fulltime students. I had a computer already and did not need this one but it was included in tuiton so I was stuck with it. They charged me rental for it outright while I was taking that 1 credit class above mentioned. I tried to turn it in several times but was todl by student workers that they guy in charge was not in and just to hang onto it. I live in Virginia and am not surrently employed. My house and checking account are in my husband and my names. The sheriiffs dept came by today wanting to come intot he house to find assests that might be mine to seize to pay this 1600.00. I was not home only my husband. They told him they could not get assets in both names so they could not attach the house but could get personal property. Should I take out money from ny 401K to pay this off or try to gert a lawyer and fight it. I called one lawyer who specializes in credit,bankruptcy,judgements,credit harrassment etc and was told they did not handle cases like this. So I figured they thought it was a case they could not win. Do any of you have any advice? Is it too late since it was in July for me to appeal it with the court?

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You either have to pay, claim you have no real assets (basics are exempt) or arrange to pay. Or you may declare bankruptcy but that does not seem wise for 1600 dollars in debt--unless you have more.

See also http://www.worldlawdirect.com/article/935 -- Collecting on a court judgment.