Loan & CC Debt in Bahrain

[SILKAIR]

I had a personal loan for about 4000 BD and Credit Card with credit limit of 600 BD from Standard Charted Bank in Bahrain 6 years back.

Due to some unforeseen reasons I had to leve the country as my company closed and even though I was out of the country, I tried to pay the debts to some extent. After 2 - 3 years, there was some delay made from my side as I was unable to pay my debts and I lost my job. In spite of several emails to the bank, there was no response and I couldn't pay them back at all.

Recently I got a mail from Bilkish stating that my dues are pending over a long time and if not paid, there will be legal action against me.

I am based in India and I do not want any legal actions to be taken against me either in India or anywhere else in the world.

Is Bilkish authorized to take such steps ? The Bank has never intimated about any authority assigned to trace my debts.

Can anybody help on this and need to know what actions will be taken for a loan taken 6 years back from SCB Bahrain. I am currently not in Bahrain.

Thanks

[AFFA]

I wish to inform you that international debt collectors have been appointed by the banks in Bahrain to collect on unpaid debt in Bahrain. If you do not pay the debt in Bahrain, a travel ban can be imposed on you till you clear your debt and your name can be placed on the Exit Control List. If you proceed to Bahrain from India then you may not be allowed to leave Bahrain till your debt is cleared. Further, India and Bahrain have signed an extradition treaty to suppress crime.

AFF

Can the debt recovery agents do any harassment at the Immigration offices in India while travelling in or out of the country ? Will there be an arrest warrant on this ? Since the debt is around 7 yrs old, will the Bank still try to recover it ?