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| Debt Collection Debt collection statutes, state and federal law, etc. |
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#1 |
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i had a car loan through bb@t... and during that time things changed at
my job... a company came in and bought my employer out.. which changed my salary dramically... i struggled for a few months trying to keep-up my car payments... even trying to make parcial-payments.. but, that was not agreeable with bb@t... they said full payments or they would haft to reposess... so, i voluntary turned the car back into them.... so, 2 months without any notice, they withdrew 1916.44 out of my checking account... (every dime i had) stating that, it was the difference on sale of the car.... which, i understand but yet, they didn\'t tell me in advance so i could prepare for this... i asked them why was\'nt i informed... and they said that, they didn\'t haft to inform me.... and even went on to say, they believe if they had of told me that, i would have pulled the money... is this legial.. they say, because i have a bb@t account that they have the right to take it without my permission.... |
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#2 |
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, they said, the banks loan department pulled
the money..... and they have that right... that when i opened a checking account with them , it was in the fine print.... but, still i feel i should have been told before.... does'nt seem legal without some notice... they never even sent me a paper as to what i owed.... |
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#3 |
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No--tell your bank you did not authorize the withdrawal and the bank must
credit you back--some banks don't see to know they must credit it back. So you may have to push them a little. |
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#4 |
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i told the bank that... but, they said, the banks loan department pulled
the money..... and they have that right... that when i opened a checking account with them , it was in the fine print.... but, still i feel i should have been told before.... does'nt seem legal without some notice... they never even sent me a paper as to what i owed.... |
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#5 |
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If the agreement is with the same bank they can do it sometimes yes---but
you could still threaten to sue in small claims and they may compromise...you can argue it was never really made clear to you. |
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