Payday loan debt collection

Can the payday loan put me in jail if I do not pay them back?

[Law200]

No--they have to sue you. It is a civil matter.

payday loans are extended over too long a period, or if a consumer takes one payday loan after another, it will put a strain on his or her financial situation. Payday loan fees are very expensive, particularly if a loan is extended over time. The fee charged for a payday loan is equivalent to a 250-650% Annual Percentage Rate (APR), which is by far one of the most expensive loan options on the market.

[okellis]

Debtors prison was abolished MANY years ago. In answer to your question, no, you won't be put in jail.

I am having this same problem but the collection company is telling me that is considered check fraud because the money was not available in my account for them to take out. This was 2 years ago though and I have since closed the account. I thought it had paid because 2 years went by and they just contacted me like 2 weeks ago. Are you having same problem.