Garnishment question: Wife has been served by a debt collection attorney

My wife has been served by a debt collection attorney in Georgia. She does not have a job, but we do have a joint checking account. If a judgement is awarded against her, can they garnish money from our account, attach liens to cars that are in my name, or personal property? We do not own a home, but rent instead. If they can garnish money from our account, is there a limit?

[AFFA]

I wish to inform you that your joint checking account may be garnished only if the loan is a joint loan or for the benefit of both the spouses. In this regard, you may be liable for the debts of your wife it the debt is a marital debt. Marital debt means debts incurred after marriage for purpose relating to marriage. If the debt is exclusive of your wife then you may not be liable.

AFF

It's unlikely the collection agency will win if you know the rules to play by. Google Fair Debt Collection Practices Act, and contact an attorney who specializes in Consumer Protection. A bankruptcy lawyer should also know the rules to this game.

The collection agency will have a difficult time proving their case as they buy debt and only the debt. They don't receive the actual documentation and accounting record that would otherwise win their case.

Get on the phone now to an attorney.

[ryanbenjamin]

Collection agencies generally lay emphasis for collecting debt or loan for the credit they have provided them for applying a Payday Loan.

Would you like to put that sentence into terms that are cohesive?