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Debt Collection Debt collection statutes, state and federal law, etc.

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Old 05-03-2007, 06:08 PM     #1
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Default collections problem

We are in collection for a store card and were contacted by a collection agency. We agreed on a settlement, which would come directly out of our checking account on an agreed on date. Here are the problems:

1.) Agency posted our payment earlier than agreed and it bounced costing us a fee.

2.) Agency contacted my brother-in-law's house and gave him specific details regarding our account - AFTER we had already agreed to a settlement.

3.) Agency continues to contact us AND brother-in-law 2 days AFTER payment arangements are made.

Questions:

1.) Is this harrassment?

2.)Now that the payment has been returned, do we have any legal recourse to FORCE them to refund our overdraft fees?
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Old 05-04-2007, 10:20 AM     #2
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Default Re: collections problem

See http://www.worldlawdirect.com/articl...top_abuse.html
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