wife passes away and leaves husband in a lot of debt...
This is a discussion on wife passes away and leaves husband in a lot of debt... within the Debt Collection forum, part of the BANKRUPTCY & DEBT COLLECTIONS category; My ex wifes mother just recently passed away and her husband is now finding out about several credit cards and ...
![]() |
|
|
Thread Tools | Search this Thread | Rate Thread | Display Modes |
|
|
#1 |
|
Junior Member
Join Date: Jul 2009
Posts: 6
|
My ex wifes mother just recently passed away and her husband is now finding out about several credit cards and personal loans that she took out with his name on them. He did not give her permission to do so and when I say debt...we are talking a $25,000 personal loan and credit cards totalling close to $30,000. I don't really know much about these 2 issues but don't you need to provide a signature or atleast something to say "Yes, I want this loan or credit card in my name."?? Is it at all possible for this debt that has been dropped on his lap recently to be erased somehow? He is 60 years old, currently laid off and caring for his mid-20's son who has some fairly serious health problems and just doesn't have the money to pay on this stuff. He is afraid he is close to losing his house if he doesn't make the payments but does not want to(obviously). Obviously, when married for 35 years, you think you can trust your significant other to handle the bills accordingly and he just didn't get involved with them. She worked 2nd shift so she was able to get the statements when they came in so to him, most of these bills never existed. Of course, when applying for the loan she used his social security number only because he made decent money at the time and she wasn't working. As far as the credit cards, she also used his social security number as well as her own to open up those accounts also. What can he do, if anything??
|
|
|
|
| Sponsored Links |
| Doing business in China? Need legal help or advice? Contact our international and Chinese lawyers 24 hours! WORLD Law Direct offers an experienced team of American and Chinese legal professionals. |
|
|
#2 |
|
Guest
Posts: n/a
|
He can dispute it and unless they are in a community property state he will not be liable.
|
|
|
|
#3 |
|
Guest
Posts: n/a
|
Community debt
Whether you are married or single, you alone are normally responsible for paying off the debt. The account will appear only on your credit report, and may in limited cases appear on the credit report of any "authorized" user. However, if you live or have lived in a community property state (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, or Wisconsin), you and your spouse in some cases may be responsible for debts incurred during the marriage, and the individual debts of one spouse may appear on the credit report of the other. |
|
![]() |
| Bookmark & Share |
| Tags |
| credit card debt, death of a spouse, unknown accounts |
This thread has 2 replies and has been viewed 305 times
| Thread Tools | Search this Thread |
| Display Modes | Rate This Thread |
|
|
|
||||
| Thread | Thread Starter | Forum | Replies | Last Post |
| Child Support for mine when husband has a lot of kids | lightrayne | Child Custody & Support | 8 | Sep 18th, 2009 03:29 PM |
| McNair leaves no will; wife to adminster estate (AP) | Yahoo!_news | Crimes and Trials News | 0 | Jul 15th, 2009 11:40 PM |
| Seperated husband wife - both on lease | Unregistered | Landlord vs Tenant Issues | 1 | Nov 19th, 2008 09:06 AM |
| If my husband was to die, does his ex-wife have a right to the house? | Unregistered | Divorce, Separation, Annulment | 1 | Jan 30th, 2008 04:39 PM |
| husband abandoned wife | Unregistered | Divorce, Separation, Annulment | 2 | Jan 18th, 2008 08:12 AM |
Doing business in China? Need legal help or advice? Contact our international and Chinese lawyers 24 hours! WORLD Law Direct offers an experienced team of American and Chinese legal professionals.
All times are GMT -5. The time now is 06:38 PM.









Linear Mode

