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| Debt Collection Debt collection statutes, state and federal law, etc. |
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02-21-2007, 08:24 PM
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#1 |
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I was sent a collections bill after car got repo
I just got a collections letter for the balance remaining for a repo
vehicle the auto finance company charged off the balance on my credit and now they sent me to collections. My question is can they garnish my wages and if so how far can they take this? What can I do to dispute this? What are my rights as well? |
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02-23-2007, 09:30 AM
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#2 |
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Top Level Member
Last Online:
11-16-2008 04:36 PM Join Date: Feb 2007
Posts: 303
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Re: I was sent a collections bill after car got repo
They have to sue you first but then in most states can garnish--and can attempt to collect assets.
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02-26-2007, 06:48 PM
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#3 |
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Re: I was sent a collections bill after car got repo
Thank you! So they can do this even after they charged off the balance on my credit? Do I have any rights or options?
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02-27-2007, 08:22 PM
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#4 |
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Re: I was sent a collections bill after car got repo
You can threaten bankruptcy to cause them to negotiate. Often they will not actually sue anyway.
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11-29-2007, 05:15 PM
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#5 |
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Re: I was sent a collections bill after car got repo
my car was repo and almost two years ago. now they want to put a lean on my home what can i do
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12-01-2007, 10:37 AM
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#6 |
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Re: I was sent a collections bill after car got repo
They have to sue you for the deficiency first.
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