Debt Collection after name removed from Lease

I filed for Bankruptcy around 2005. I had an apartment lease that I was removed from with a "Lease Addendum" when I moved out, so I did not include it in my Bankruptcy assuming that I was no longer responsible. I recently received a letter from a collection law firm agency representing the Property Management because my former roommates who remained at the residence after I had moved out skipped out on the remainder of the lease and owe approximately $1,050 to the Landlord. What can I do in response to these collection letters? They are threatening to report it to the credit bureau and if I'm working, which I am currently not, to legally take it from my paycheck.

[kemcellsmith]

If a debt collector contacts you, the first step you should take is to ask for verification. "Ask the debt collector to verify the debt in writing," Detweiler says. Keep your first conversation short and sweet. Reveal no information about yourself or your finances. Expect to receive verification within a week or two.

Don't be ruffled, she advises, and don't worry too much about your credit report. It does not improve your credit score to pay an account that's already in collection.

Creditors typically report your late payment to the credit bureau after 30 to 60 days, says Rozanne M. Andersen, executive vice president of ACA International, the Minneapolis-based trade group for debt collectors. If your debt transfers to a collection agency, that agency's name appears on your credit report. So if you want to file a written dispute, write to the credit bureau and the debt collection agency, she says.

Debt collectors have changed tactics over the last 18 months due to the worsening economy.
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[budong]

Originally Posted by New Guest I filed for Bankruptcy around 2005. I had an apartment lease that I was removed from with a "Lease Addendum" when I moved out, so I did not include it in my Bankruptcy assuming that I was no longer responsible. I recently received a letter from a collection law firm agency representing the Property Management because my former roommates who remained at the residence after I had moved out skipped out on the remainder of the lease and owe approximately $1,050 to the Landlord. What can I do in response to these collection letters? They are threatening to report it to the credit bureau and if I'm working, which I am currently not, to legally take it from my paycheck.

yeah its rights..

Don't be ruffled, she advises, and don't worry too much about your credit report. It does not improve your credit score to pay an account that's already in collection.

Creditors typically report your late payment to the credit bureau after 30 to 60 days, says Rozanne M. Andersen, executive vice president of ACA International, the Minneapolis-based trade group for debt collectors. If your debt transfers to a collection agency, that agency's name appears on your credit report. So if you want to file a written dispute, write to the credit bureau and the debt collection agency, she says.
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[albertknowles09]

hey,
don't get worried, just tell your landlord about the situation you are facing and take a legal help to come out from this situation.