bill collectors

[hawks]

I went to the bill collectors and tried to pay with a ten dollar check they refused it. I than went to the company who turned me in and they excepted it. I found out that the company took back the debt after they turned me in.
But when I called the collection place they said they have it and they are going to collect. the question is if the original company accepted the payment dont that mean I am not in collections? and dont the company have a right to recall a bill at any time back from a collection place.

[olive]

No--payment does not stop them from still trying to collect more or from suing, if any past amounts are still due.

Originally Posted by olive No--payment does not stop them from still trying to collect more or from suing, if any past amounts are still due.

They may have the right to sue for any amounts still due to the original creditor but if the debtor paid the original creditor in full and it was accepted and a signed receipt saying it was paid in full a 3rd party debt collector attempting to sue for additional amounts claimed due and owing for their collection fees would be in a bad shape indeed if the consumer knew his rights under the law and was willing to defend them.

The debt collector would most likely lose in court then end up being sued in federal court for violation of FDCPA.