KIWI IN VISA CREDIT CARD/LINE OF CREDIT DEBT

[TONSKIE]

I posted this on the debt collectors thread but as yet no debt collectors been after me ok here goes:HI well I have not got the debt collectors on my back.. well heres my story

I am from New Zealand
I was in the United Nations had an account from UNFCU New York, Ok I got sick last year here in Bangkok Thailand and spent quite a bit of time in hospital and used my visa and line of credit to pay all the bills etc plus recouperation. I owe the bank around 60.000 us dollars.
Ok I live in thailand and am teaching am sending the bank in good faith $150 dollars per month which works out to $170 dollars in bank charges. The say they will refer legal action to pay the debt. I dont have any collateral just getting around $1000 per month teaching leaving me with $850 then rent, food etc living costs. Once again I dont have a car house etc (nothing in Thailand or New Zealand or America) virtually whats in my bags is mine. I dont drink or smoke so not costs there either.
So what can the BANK DO? remember I am paying some money in good faith but I guess that is not enough

PLEASE ADVISE IF YOUR A LAWYER OR JUST A CITIZEN THATS MAYBE BEEN THROUGH THIS

Thanks and god Bless you all

Anthony

See your other post.