Bank Account Garnishment

rbch · 05-01-2008, 10:27 PM

Yesterday I found out that a Credit card that I have not been able to pay has garnished my bank account.I need your help please. I am the head of the household and I have been for the past 1 1/2 years. I have 2007 taxes to prove that I was the only one with an income. my husband was discharged from the Navy back in 2006. ALso can they only garnished the amount reflected in my account the date the garnishment was received by the bank? Can I file a petition to the court stating that I am the Head of the household and that the moneys should be released? what is my best option? Shoul I negotiate a payment plan with the creditor will they release the moneis after I do that? What should I do I am desperate I have 2 kids and no moneyThanks

olive · 05-03-2008, 08:14 PM

Stop any payments to that account and that bank.

You can try to work out a payment system yes.

See http://www.worldlawdirect.com/article/935 -- Collecting on a court judgment ---for general info on the creditor's options.

05-01-2008, 10:27 PM	#1
rbch Junior Member Last Online: 05-02-2008 11:37 AM Join Date: May 2008 Posts: 1	Bank Account Garnishment Yesterday I found out that a Credit card that I have not been able to pay has garnished my bank account.I need your help please. I am the head of the household and I have been for the past 1 1/2 years. I have 2007 taxes to prove that I was the only one with an income. my husband was discharged from the Navy back in 2006. ALso can they only garnished the amount reflected in my account the date the garnishment was received by the bank? Can I file a petition to the court stating that I am the Head of the household and that the moneys should be released? what is my best option? Shoul I negotiate a payment plan with the creditor will they release the moneis after I do that? What should I do I am desperate I have 2 kids and no moneyThanks

05-03-2008, 08:14 PM	#2
olive Top Level Member Last Online: Yesterday 02:19 PM Join Date: Mar 2008 Posts: 248	Re: Bank Account Garnishment Stop any payments to that account and that bank. You can try to work out a payment system yes. See http://www.worldlawdirect.com/article/935 -- Collecting on a court judgment ---for general info on the creditor's options.

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