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| Debt Collection Debt collection statutes, state and federal law, etc. |
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#1 |
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Posts: n/a
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I do not know if I am posting in the correct place, but here is my question. I have a loan which I wanted to pay my monthly bill before it was 30-days past due. The 30 day mark would fall on a monday. I paid the bill over the phone on a Saturday. The representative told me that it would not be reported to the credit as being 30-days past due. Come to find out, she was incorrect. The company reported to my credit as being 30-days past due, they said that since I paid on Saturday it was not considered a banking day so the payment was applied as being received on the Monday (which was the 30th day). I want this taken off of my credit. If they won't take it off, can I sue them?
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#2 |
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Top Level Member
Last Online:
07-11-2008 12:49 PM Join Date: Mar 2007
Posts: 694
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Based on what you say here, you could file suit against them (or at least threaten to do so) in small claims court or in regular court; filing in small claims court is easier and requires no attorney...you could try to collect all of the costs and damages that you suffered due to their behavior... You may also report them to your state attorney general's office.
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