Help for identity theft

Hello, we are in Indiana. We are looking for some help for our sister. Recently, she took one of our relative's ss# and opened a credit card (citi....). She tried to make an online purchase and was stopped by the card company who tracked down our relative and called her. The relative obviously stated that she did not open the card and the company closed the account and sent her an affidavit to fill out.

Our relative did not fill out the affidavit and does not plan to. She also does not want to file any charges. Before you explain to me how justice should be done, please know that I cannot detail this situation in a tiny post and that family counseling and credit protection has been already put into place.

Our sister is freaking out. Our question is....can the card issuer come after our sister without our relative's ok? No money was transferred and there was no loss to the card company. We cannot understand why, with so many other cases where thousands are lost, the card company would bother with this case but it is citi.... so we are a little concerned.

Thank you for your help!
Familymembers

If the relative filed an affidavit that he/she did not open it, then they will want to see what happened. If they pursue it you could then all argue it was a misunderstanding and will not happen again--perhaps the sister thought she was given permission etc. If no cash is lost they will usually close it down...