Credit Card non payment in UAE; Bank asked me to settle immediatly the dues

[sujoy2977]

I worked in Dubai for 3 years but i came back to India before 1 year and due to financial crisis i did not paid the dues. Now the bank persons called me from UAE and asked me to settle immediatly the dues or they will forward a fraud case in India against me. I already told them that i am not earning that much money and i dont have any savings or deposits so that it can be used. I have an intention to pay the dues but as per my earnings and ease. They don't agree on that, and as per their demands its not possible for me to pay the full amount in 1 shot. Please tell me what to do now

[AFFA]

I wish to inform you that if you do not repay the credit card debt then the security check normally given by you to the bank will be bounced and a criminal case registered against you. There is a extradition treaty in force between the two countries since year 2000. The extradition treaty between the two countries provides a legal framework for seeking extradition of terrorists, economic offenders and other criminals from or to the UAE. Under the provisions of the extradition treaty, the two countries shall extradite any person found in their respective countries, accused or convicted of an extraditable offence. The treaty on juridical and judicial co-operation in civil and commercial matters is likely to make it possible to serve summons and other judicial decrees issued by the courts in one country in the territory of the other. The judicial authority of one country may also, on the request of the other, take evidence and the courts of one country may also execute decrees and arbitration awards passed in the territory of the other. You may like to contact the bank authorities in UAE and make a settlement.

AFF

[sujoy2977]

Sir, I already talked with the bank persons of UAE and told them that I am ready to pay in monthly installment of AED 500 but they are asking to settle the due of AED 15000 in maximum 2 installments which is a big amount for me. And they are saying that they will forward the legal case of fraud in India and it will be a problem for me. I want to pay back the dues in monthly installment of AED 500. But they dont agree on that. Please tell me in this situation how to convince the bank.

here Raj,

I also left UAE after termination befor 3yrs with unpaid credit card AED 25000/- but I did not sign any cheque and I was not bank account holder. At that time bank agent told me go India and fax your termination
Letter to bank they will not collect money and as I did. Now some advocate gang called from india and telling me, I have criminal case against you, even they given me case no verbly and also they connect me in UAE on mob. No and he is telling, I am from bank and your outstanding is AED 70000/- and he is offering me to pay 35000/- in two short with immediate tow security cheque and some one identity to stop my case after clear due they will return cheque and give noc. These all are on my email from bank email but without bank logo. I have so many doubt please clear me
1. If this email from bank legelly why without bank logo
2. How I will be sure about my case.
3. Why bank is keeping some agent between
4. I requested so many times that give me 6month time and reduce settlement as much as I used but they are not agree and I got email from same id that your case has proceeded and bank will collect full outstanding with legel charges from you.

[QUOTE=Unregistered;275327]here Raj,

I also left UAE after termination befor 3yrs with unpaid credit card AED 25000/- but I did not sign any cheque and I was not bank account holder. At that time bank agent told me go India and fax your termination
Letter to bank they will not collect money and as I did. Now some advocate gang called from india and telling me, I have criminal case against you, even they given me case no verbly and also they connect me in UAE on mob. No and he is telling, I am from bank and your outstanding is AED 70000/- and he is offering me to pay 35000/- in two short with immediate tow security cheque and some one identity to stop my case after clear due they will return cheque and give noc. These all are on my email from bank email but without bank logo. I have so many doubt please clear me
1. If this email from bank legelly why without bank logo
2. How I will be sure about my case.
3. Why bank is keeping some agent between
4. I requested so many times that give me 6month time and reduce settlement as much as I used but they are not agree and I got email from same id that your case has proceeded and bank will collect full outstanding with legel charges from you.

Please reply ASAP