Help Me

Pa. Hi, My husband died in Nov. He had a home equity loan for $76,000.00.His name is the only name on the account. But both our names are on the house. When I called the bank they said they couldn't give me information because I didn't have a death certificate yet and my name was nowhere on the account. Later they called and told my daughter who ever is handling his accounts has to pay this. I can't afford it. I have a mortgage payment I can't afford. If I receive money I would pay the mortgage because it's in both our names. I think the bank made an error. They sent me forms after my husband got the loan and wanted me to sign and have them notarized. I didn't. They say they'll foreclose in April If I don't start paying in Feb. Can they make me sell or foreclose for their money? I thought they would just put a lean on the property, and get they're money if I sell. What can they do?