Capitol One Wrote Me a Bad Check!

This is a discussion on Capitol One Wrote Me a Bad Check! within the Credit Cards, Banking, Securities forum, part of the Other Business & Finance Law Issues category; Capitol One wrote me a check on October 20th. I received this check in the mail, and spent almost 3 ...

Consult Your Own Personal Lawyer Now!
Reply

 

Thread Tools Search this Thread Rate Thread Display Modes
Old Nov 5th, 2008, 02:15 AM   #1
Unregistered
Guest
 

Unregistered's Avatar
 
Posts: n/a

Default Capitol One Wrote Me a Bad Check!

Capitol One wrote me a check on October 20th. I received this check in the mail, and spent almost 3 hours trying to get in touch with the right person who could tell me what this check was in regards to.

After getting through to the right person, I was told that this was a refund for overpaying my account. I asked them to verify this because it didn't sound correct as this was an old closed account that I had paid off in full. The lady on the other end verified it and I said okay thank you.

I drove to the bank that afternoon and cashed the check out of my checking account which i rarely keep alot of money in, and it was cashed on the spot. Now almost two weeks later, when I looked at my account, it is hundreds of dollars negative, because the check was returned by capitol one. Now, not only am I negative from the check, but the small purchases I have made on my debit card for Gas etc. have been charged 35$ overdraft fees for each transaction.

After calling capitol one, they now claim i still have a balance on my account, which was paid off to a third party collector and that they have been reporting negatively on my credit report since it still shows a balance due that is past due multiple months now.

If anyone can help me with this and would like to IM me i can be reached on aol Instant Messenger at Tigerchamp30, or yahoo messenger as tigerchamp30 or on msn messenger as josh (at) avionte (dot) com.

Please help, I don't know what to do and I'm being bent over by a major bank who has taken advantage of me and is killing my credit rating!
  Reply With Quote
Reply

Bookmark & Share

Tags
None



Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes Rate This Thread
Rate This Thread:

| More

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Format Your Messages
Add Forum to Google Toolbar
Forum Jump

Similar Threads

Thread Thread Starter Forum Replies Last Post
bad check Unregistered Debt Collection 1 Aug 24th, 2009 08:59 AM
Wrote Bad Check to Ingles Grocery Store anybody417 Miscellaneous Topics 2 Feb 5th, 2009 09:31 AM
bad check Unregistered Small Claims Courts 1 Sep 9th, 2008 08:48 PM
Bad check Unregistered Debt Collection 2 Dec 21st, 2006 07:58 PM
Bad Check......... J.R. Arrests, Searches, Seizures 1 Nov 1st, 2006 11:26 PM


Our lawyers can help you avoid foreclosure to salvage your home, buy time to pay mortgage debts, and resolve your financial troubles. Consult Your Own Personal Lawyer Now!


All times are GMT -5. The time now is 11:31 PM.