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| Credit Cards, Banking, Securities Dealing with banks, securities, financial institutions, etc. |
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#1 |
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Junior Member
Last Online:
03-28-2008 05:43 PM Join Date: Mar 2008
Posts: 1
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Unauthorized bank transaction
a QUESTIONABLE COMPANY REQUESTED A EFT FROM MY BANK. tHERE WAS NOT ENOUGH
MONEY IN THE ACCOUNT, SO IT CAUSED AN OVERDRAFT SITUATION. i REQUESTED THAT MY BANK REVERSE THE TRANSACTION SINCE THERE WAS NOT ENOUGH FUNDS IN THE ACCOUNT? sO FAR NO REPLY, OTHER THAN THEY WANT ME TO GO TO A LOCAL BRANCH AND MAKE A DEPOSIT TO COVER THE OVER DRAFT, OR THEY WILL TAKE IT FROM A LINKED ACCCOUNT. THEY ARE ALSO CHARGING ME AN OVERADVANCE FEE. Any ideas what to do? Thank you |
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#2 |
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Posts: n/a
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This happened to me too. But if you go back to the papers you signed when you open an account you will notice that there is a statement about overdraft.
In conclusion, when you sign a piece of paper, read it carefully and always keep a copy of it. |
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#3 |
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Posts: n/a
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I had something similar happen to me with Microsoft gaming, I had closed an account with them before me renewal date, they still charged me. The bank reverse the charge, but I still was responsible for the overdraft. I called and yelled at the Microsoft ppl for 3 weeks before they finally agreed to pay my overdraft fee. It was a pain, but worth it.
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