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Unauthorized bank transaction

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Old 03-27-2008, 06:59 PM     #1
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03-28-2008 05:43 PM
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Confused Unauthorized bank transaction

a QUESTIONABLE COMPANY REQUESTED A EFT FROM MY BANK. tHERE WAS NOT ENOUGH
MONEY IN THE ACCOUNT, SO IT CAUSED AN OVERDRAFT SITUATION.
i REQUESTED THAT MY BANK REVERSE THE TRANSACTION SINCE THERE WAS NOT ENOUGH
FUNDS IN THE ACCOUNT? sO FAR NO REPLY, OTHER THAN THEY WANT ME TO GO TO A
LOCAL BRANCH AND MAKE A DEPOSIT TO COVER THE OVER DRAFT, OR THEY WILL TAKE
IT FROM A LINKED ACCCOUNT. THEY ARE ALSO CHARGING ME AN OVERADVANCE FEE.
Any ideas what to do?

Thank you
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Old 03-31-2008, 01:58 AM     #2
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Default Re: Unauthorized bank transaction

This happened to me too. But if you go back to the papers you signed when you open an account you will notice that there is a statement about overdraft.

In conclusion, when you sign a piece of paper, read it carefully and always keep a copy of it.
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Old 04-11-2008, 04:03 PM     #3
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Default Re: Unauthorized bank transaction

I had something similar happen to me with Microsoft gaming, I had closed an account with them before me renewal date, they still charged me. The bank reverse the charge, but I still was responsible for the overdraft. I called and yelled at the Microsoft ppl for 3 weeks before they finally agreed to pay my overdraft fee. It was a pain, but worth it.
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