Chapter 7 BK - family size and means test

This is a discussion on Chapter 7 BK - family size and means test within the Consumer Bankruptcy forum, part of the BANKRUPTCY & DEBT COLLECTIONS category; I am considering bankruptcy - I was just served for an old credit card debt. I'm a nurse and probably ...

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Old Nov 7th, 2008, 07:41 PM   #1
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Default Chapter 7 BK - family size and means test

I am considering bankruptcy - I was just served for an old credit card debt. I'm a nurse and probably earn too much for chapter 7 but maybe not so much extra depending on household size. I'm a single mom with child in full-time college. Since she is 21 is she still part of my household? Household=2?

Also, for the last few months, my 66 year old sister has been living with me, her husband died and she experienced a delay in getting any social security benefits...which is why she moved in. Can I consider my sister for number in household? Household = 3?

My sister has lymphoma and needs her money for medical expenses. If I admit my sister lives with me can her small social security income be considered as income for my bankruptcy?
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Old Nov 8th, 2008, 03:27 PM   #2
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Default Re: Chapter 7 BK - family size and means test

I don't think those will be household members or dependents. But it is best to have bankruptcy counsel review all your details and then decide.
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