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| Consumer Bankruptcy Bankruptcy issues including Chapter 7 and 13. Protection from claims of creditors. |
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04-21-2008, 07:00 PM
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Junior Member
Last Online:
04-21-2008 07:01 PM Join Date: Mar 2008
Posts: 4
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Debts not appearing on credit report?
So our Chapter 7 was discharged in November 2007. The state of Ohio is witholding my state refund because of a debt I owed a community college from early 2002. I went back and looked at my credit report our attorney ran prior to filing in April 2007, and this debt doesn't appear on it. I didn't even know I owed them anything until I got a letter this weekend. I called the Attorney General's office this morning and was told the college would contact their lawyer and he/she would let me know if this is dischargable. So I guess my question is, how was I supposed to include this debt into our bankruptcy case if I wasn't aware of it and it wasn't on the credit report? Any advice/comments would be really helpful. It's $233.00 which right now is a lot of money. Thank you!!
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