Renovation Damage and Insurance

My question concerns our renovation project on our 80 year old house that resulted in our house falling off the blocks. This first task in our project was to raise the foundation. Our general contractor hired Foundation Company. Less than a week of work into the foundation, something, still to be determined, happened, which resulted in our house falling about 16 inches and sliding about 2 feet over. The house suffered internal and external damages.

We are working through our insurance company and their independent adjuster. At the onset, there seemed to be no question that we would have coverage and the insurance company would be reimbursed through subrogation. Now, two months later, and the house still uninhabitable, there has been a change in tone from the adjuster. Not to mention the insurance company has not had any formal communication with us. The adjuster's tone has changed from one of confidence that we will have no issues with coverage for repairs and damages to one of keeping repair costs down, as if our insurance company has no hope of recovering through subrogation.

Can you recommend a "type" of lawyer to contact and also can you give me your impressions of my situation (i.e., are we on the losing end of this situation and should I start bankruptcy proceedings)? This is truly unnerving as we have not received a formal commitment of coverage from our insurance company, and the insurance company for Foundation Company have stated, verbally, they will not pay for the damages to our house.

Your advice is appreciated........don't want to lose faith in "the system", but seems like all parties involved are trying to deny responsibility. Thanks!

In reference to your article about insurance, you probably would look for another company if you use State Farm. Check this site out under insurance. http://www.michaelellenbogen.com/Frames/tips.html I also recommend the book, it helps you save money on you insurance.